Charming, fully furnished four-bedroom lake home on a rare wooded point lot in a deep-water cove just off Big Dismal Creek. With year-round water, a gentle slope and private dock, this peaceful Smith Lake retreat offers easy waterfront living in an excellent location convenient to Arley, Curry and Jasper. Set among mature trees, the property combines the calm, protected setting of a cove with the additional shoreline, privacy and views of its own point. The gently sloping lot provides an easy walk to the water, making it ideal for boating, swimming, fishing and relaxing by the lake.
The main level welcomes you with the warmth and character of a true lake home, with the primary suite conveniently located on this floor. The finished basement provides a comfortable second living area for family and guests, with direct access outside toward the shoreline and dock.
Additional features include a two-car garage, whole-home Generac generator, irrigation system and established garden area. The boat, Jet Skis and other water toys are also available for purchase, providing an opportunity to begin enjoying the complete Smith Lake lifestyle immediately.
Located just off Big Dismal Creek, this area of Lewis Smith Lake offers an often-overlooked combination of natural beauty, deep water and convenient access to Arley, Curry and Jasper. It is a highly desirable setting for a full-time residence, weekend getaway or family lake retreat.
The main level welcomes you with the warmth and character of a true lake home, with the primary suite conveniently located on this floor. The finished basement provides a comfortable second living area for family and guests, with direct access outside toward the shoreline and dock.
Additional features include a two-car garage, whole-home Generac generator, irrigation system and established garden area. The boat, Jet Skis and other water toys are also available for purchase, providing an opportunity to begin enjoying the complete Smith Lake lifestyle immediately.
Located just off Big Dismal Creek, this area of Lewis Smith Lake offers an often-overlooked combination of natural beauty, deep water and convenient access to Arley, Curry and Jasper. It is a highly desirable setting for a full-time residence, weekend getaway or family lake retreat.
Property Details
Price:
$959,500
MLS #:
26-1770
Status:
Active
Beds:
4
Baths:
4
Type:
Single Family
Subdivision:
dismal bay
Neighborhood:
smithlake
Listed Date:
Aug 27, 2026
Total Sq Ft:
3,108
Lot Size:
69,696 sqft / 1.60 acres (approx)
Year Built:
1994
Map
Schools
Interior
Appliances
Dishwasher, Oven (Elec), Range (Elec), Refrigerator, Water Heater (Elec)
Bathrooms
3 Full Bathrooms, 2 Half Bathrooms
Cooling
Central (Elec)
Flooring
Wood, Tile, Other
Heating
Central (Elec)
Interior Features
Drywall
Exterior
Architectural Style
Traditional
Attached Garage YN
1
Construction Materials
Frame, Vinyl Siding
Exterior Features
Rain Gutters
Garage Spaces
2
Lot Features
Wooded, Sprinkler
Patio And Porch Features
Patio, Porch
Roof
Shingle
Stories
1
Waterfront Features
Boat House, Boat Slip, Pier, Boat Lift, PWC Lift/Float, Swim Platform
Financial
Tax Year
26
Taxes
$1,896
Community
- Address386 COUNTY ROAD 3973 Arley AL
- Subdivisiondismal bay
- CityArley
- CountyWinston
- Zip Code35541
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386 COUNTY ROAD 3973
Arley, AL




















































